A smarter cooperative for a brighter tomorrow

Nifhot
Cooperative

Save together. Invest in real assets. Grow real wealth.

Nifhot is a modern cooperative platform that helps individuals, families and groups save consistently and invest in greenhouse farming and minivan transport with clear project visibility.

Secure & TransparentYour money, your records

Automated SavingsStay consistent, effortlessly

Real InvestmentsAgriculture & transport

Greenhouse farmer holding fresh produce
Invest in
Food Security
Greenhouse farming for a healthier future.
5,000+Active MembersPeople saving and investing together
₦120M+Total InvestmentsIn agriculture and transport
18%Average ROIAcross active projects
100%Community FocusedBuilt for individuals, families and groups
PRODUCTIVE INVESTMENTS

Real Assets. Real Impact.

Invest in carefully structured projects in greenhouse farming and minivan transport, with clear terms and attractive projected returns.

Modern vegetable greenhouseAgriculture

Greenhouse Vegetable Farming

Ogun State, Nigeria

18%Expected ROI

₦10,000,000Total Project Cost

₦50,000Minimum Contribution

12 MonthsPartnership Period

68% Funded64 of 100 members
Minivan transport fleetTransport

Minivan Transport Scheme

Lagos, Nigeria

20%Expected ROI

₦15,000,000Total Project Cost

₦100,000Minimum Contribution

10 MonthsPartnership Period

45% Funded27 of 60 members
COOPERATIVE SAVINGS

Our Culture. Now Digital.

Experience the power of the 4-day market calendar (O-day, A-day, N-day, E-day) with automated savings that keep you consistent and help you reach your goals.

O-day
🍃A-day
🪙N-day
👥E-day
Family using Nifhot together
SEE THE BIGGER PICTURE

A Smarter Way to Grow Wealth

  • Automated daily, Sunday and E-day savings
  • Access to real, income-generating projects
  • Clear returns and project timelines
  • Transparent tracking and reporting
  • Built for individuals, families and groups
9:41Nifhot
Balance₦25,657.00
Top upWithdrawSaveInvest
Recent Transactions
Sunday Savings-₦5,000
Project Contribution-₦100,000
Wallet Top Up+₦50,000
REAL STORIES

What Our Members Say

CN

“I love how easy it is to save and invest. Nifhot is helping me build a better future for my family.”— Chike N., Lagos

AM

“The greenhouse project is real. I can follow the progress and understand exactly what my contribution is doing.”— Adaeze M., Enugu

Productive greenhouse farmland

Be Part of a Productive Future

Save. Invest. Grow. Together.

06 Sep 2026
MEMBER DASHBOARD

Good morning, Chinedu.

Here is your cooperative account at a glance.

Available balance

₦{{formatNumber(walletBalance)}}

₦{{formatNumber(totalWalletValue)}} total wallet value
Member wallet8236 81•• •••• 0184
Total savings

₦485,000

12.7% this month
Invested capital

₦750,000

Across 4 active projects
Weekly earnings

₦28,400

Next payout Friday

Cashflow overview

Money in and money out from your account

Money in Money out

Savings plans

Automated contribution progress

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{{plan.saved}} saved · {{plan.next}}

Recent transactions

Your latest wallet activity

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{{t.amount>0?'+':''}}₦{{formatNumber(Math.abs(t.amount))}}

Investment portfolio

Current allocation

₦812.7kcurrent value
Greenhouse58% · ₦471k
Transport42% · ₦342k
Total gain+ ₦62,650Performance+8.35%
WALLET

Wallet & transactions

Fund your account, make withdrawals and review all movement.

ACTIVE
Nifhot Main Wallet

₦{{formatNumber(walletBalance)}}

8236 8124 0184 5581

CHINEDU NWOSU09/29
Money in · Sep

₦820,000

+18.4%
Money out · Sep

₦420,000

Across 12 transactions
Linked payout account

GTBank ••0184

Verified

Transaction history

All account movements

TransactionDateReferenceStatusAmount
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{{t.fullDate}}{{t.ref}}Completed{{t.amount>0?'+':''}}₦{{formatNumber(Math.abs(t.amount))}}
COOPERATIVE SAVINGS

Your savings calendar

Track daily, Sunday and E-day automated contributions.

All savings

₦485,000

+ ₦90,000 this month
Active plans

3

Daily, Sunday & E-day
Next deduction

₦5,000

Tomorrow · 7:00 AM
Interest accrued

₦18,650

Estimated

September 2026

Daily Savings · ₦5,000 per contribution

MonTueWedThuFriSatSun
{{day<=30?day:''}}
₦5k
Missed
Scheduled
Successful contribution Missed / pending18 of 30 contributions completed
INVESTMENT MARKETPLACE

Productive projects

Compare funding requirements, periods, expected returns and available slots.

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{{p.funded}}% funded
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{{p.name}}

{{p.roi}} ROI
Total required{{p.total}}Minimum capital{{p.minimum}}Partnership{{p.period}}Deployment{{p.deployment}}First cashout{{p.cashout}}Weekly earning{{p.weekly}}
Funding progress{{p.slots}} of {{p.people}} slots left
MY INVESTMENTS

Portfolio performance

Monitor active positions, earning history and upcoming cashouts.

Total invested

₦750,000

Across 4 projects
Current value

₦812,650

+8.35% overall
Weekly earnings

₦28,400

Next payout Friday
Total earned

₦94,150

Since March 2026

Portfolio growth

Invested value vs current value

Allocation

By project category

₦750kinvested
Greenhouse2 projects
58%
Transport2 projects
42%

Active positions

Your current project participation

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Invested{{p.invested}}
Weekly{{p.weekly}}
ROI{{p.roi}}
Active
ADMIN PREVIEW

Platform operations

Monitor members, wallet activity, savings and project funding.

Total members

2,468

+84 this month
Wallet balances

₦186.4m

Across active members
Active savings

₦42.8m

+12.7% MoM
Project capital

₦79.2m

18 active projects

Platform money flow

Top-ups, savings and project funding

Funding mix

Active project categories

₦79.2mfunded
Greenhouse₦46.1m
58%
Transport₦33.1m
42%

Recent members

Latest registrations and balances

MemberJoinedWallet balanceSavingsStatus
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{{m.joined}}{{m.wallet}}{{m.savings}}Active
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